What is re-mortgaging?
What is re-mortgaging? There are two types of re-mortgaging. The first is simply transferring your mortgage from one company to another or moving it to a different type of mortgage with your current lender. This is what you need to do when you come to the end of a fixed deal. If you don’t you will be put on your lender’s variable rate which is highly likely to be expensive. When you remortgage for this reason the balance of your mortgage remains the same. You are just transferring to a deal with different rates of interest. The second type of re-mortgaging is ...
What is re-mortgaging?
What is re-mortgaging? There are two types of re-mortgaging. The first is simply transferring your mortgage from one company to another or moving it to a different type of mortgage with your current lender. This is what you need to do when you come to the end of a fixed deal. If you don’t you will be put on your lender’s variable rate which is highly likely to be expensive. When you remortgage for this reason the balance of your mortgage remains the same. You are just transferring to a deal with different rates of interest. The second type of re-mortgaging is ...
Money Advice
Student Bank AccountsLike most others, students should have access to a current account for managing day...
Tips for StudentsIt’s always been the case that students generally find it hard to make ends...
Student FinanceLife as a student is not all about managing course work, preparing for exams and...
Discount VouchersDiscount vouchers have become increasingly popular in recent months as cash-strapped...
Shopping – FoodWith the ongoing recession everyone is looking for saving tips to help make their...
Child Trust FundsChild Trust Funds (CTFs) were launched by the Government in 2005. They ensure every...
Read More Posts From This CategoryMortgage Advice
Mortgage payments?Following the numerous base rate cuts over recent months, many borrowers have seen...
Negative equityNegative equity is simply the term used to describe when your mortgage is more than...
Mortgage FeesOnce upon a time, life was simple when you wanted to by a house. You paid fees for...
Exit fees
Mortgage exit fees explainedExit fees explained Mortgage exit administration fees...
Bridging loans
You’ve just found your perfect home after months of searching. Even better,...
Mortgage protection
As recession looms, it makes even more sense to take out insurance to cover your...
Read More Posts From This CategoryInvestment Advice
Investment scamsAn unfortunate side effect of the recession that it brings out the worst in the criminal fraternity, whether that’s simple burglary – which unsurprisingly is on the up – or the rather more sophisticated world of personal finance scams. Most of the financial scams work because somebody gets your trust, and then your money. So how... [Read more of this review]
BondsHow bonds could boost your portfolio. “Either it’s financial Armageddon, or it’s just too cheap.” That’s how John Pattullo, director of fixed income at Henderson, recently described the corporate bonds market to the Financial Times. Current prices for the best quality “investment grade” bonds suggest that the... [Read more of this review]
Warrants and optionsLike spread betting, warrants and options are financial tools that allow investors to benefit from rising and falling share prices. They are particularly popular with financial institutions. Warrant A warrant is issued by a company and gives the holder the right to buy shares at a particular time in the future at a price set in the present – the exercise... [Read more of this review]
Share dealingShares can be bought and sold by post, telephone or online. Most people, however, now trade shares on the internet because it is the cheapest way of dealing. The other major advantages are speed and convenience. The other big plus is that online brokers often have charts, information and educational tools. Types of account Brokers offer three types... [Read more of this review]
Investment clubsPeople from all walks of life join investment clubs, discovering its a socialable hobby and a way of earning extra money. Remember that 60% of investment club members are stock market novices when they start off, and over 40% of clubs hold their monthly meeting at a pub. Clubs tend to meet once a month for a couple of hours to discuss how to play the... [Read more of this review]
SharesShares Buying shares means you become a part-owner of a company. The value of your stake will rise and fall according to supply and demand. Investors create a demand – or lack of it – depending on a company’s future or their opinion of it. The basics If the market thinks a particular company has good prospects, or is a leader in its... [Read more of this review]
Read More Posts From This CategoryAdvertisement
Advertisment
Money Advice
- Student Bank Accounts
May 26, 2009 | 10:46 pmLike most others, students should have access to a current account for managing day to day finances. Most major banks and building societies offer specific student accounts with beneficial rates and terms. Student accounts are basically like regular current accounts, except for the extra features geared towards helping you deal with finance issues that most [...]
- Tips for Students
| 10:45 pmIt’s always been the case that students generally find it hard to make ends meet during term time. With the current recession, things are even harder now, so here are 10 money savings tips that recognise that students also need to have some fun along the way.
1. Drinking
Drinking always has been a popular ‘pastime’ for students, [...] - Student Finance
| 10:42 pmLife as a student is not all about managing course work, preparing for exams and enjoying an exciting social scene. Nowadays it is vital to manage your finances and avoid getting into a situation that could take years to repay any outstanding debts.
In doing this you must ensure you get the financial help that you [...] 
Archive for Money Advice »
- Student Bank Accounts
